Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

How to Know If You’re Ready to Buy a Home: Key Considerations

How to Know If You’re Ready to Buy a Home: Key Considerations

Buying a home is likely one of the biggest financial decisions you’ll ever make. Before jumping into the process, it’s important to ask yourself if you’re truly ready. Two main factors play into this decision: affordability and readiness

Feb 25, 2025 | Purchasing a Home

Key Questions to Ask Your Mortgage Lender

Key Questions to Ask Your Mortgage Lender

The mortgage process is your roadmap to achieving the dream of homeownership. It’s an exciting journey filled with opportunities, critical decisions, and challenges along the way. To navigate this path successfully, open communication with your mort

Feb 19, 2025 | Purchasing a Home Real Estate Info

VA Home Loans: Benefits for Veterans: Get Pre-Qualified

VA Home Loans: Benefits for Veterans: Get Pre-Qualified

Veterans carry memories of their service that shape their lives, and VA home loans mirror this legacy with benefits that last well beyond a single transaction. While these loans are celebrated for making homeownership accessible, they also include lesser-

Feb 15, 2025 | VA Loans 0% Down Payment First Time Buyers

Understanding Your Loan Estimate: A Guide for Homebuyers

Understanding Your Loan Estimate: A Guide for Homebuyers

When applying for a mortgage, one of the most important documents you’ll receive is the Loan Estimate. This standardized form, provided by your lender, outlines key details about your mortgage, including loan terms, closing costs, and projected mont

Jan 31, 2025 | Purchasing a Home Refinancing a Home

Should You Buy a Condo Vacation Property?

Should You Buy a Condo Vacation Property?

Investing in a vacation property is an exciting step, and condos often stand out as a compelling option. With a combination of convenience, community, and strategic locations, condos can meet a variety of vacation needs. But is it the right choice for you

Jan 31, 2025 | Purchasing a Home Real Estate Info

Your Guide to Saving for a Down Payment

Your Guide to Saving for a Down Payment

Achieving homeownership takes planning, dedication, and smart financial choices. Saving for a down payment may seem overwhelming, but with a structured approach and a few strategic moves, you can reach your goal faster. Here’s how to get started. Se

Jan 28, 2025 | Purchasing a Home First Time Buyers