Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

Understanding When to Lock Your Rate

Understanding When to Lock Your Rate

In the labyrinth of homeownership, one question frequently echoes: When is the opportune moment to lock in your mortgage rate? It's a financial crossroads that demands careful consideration and strategic planning. Today, we'll dissect the intricacies, pro

Sep 13, 2024 | Interest Rates

Buying a Home: A Helpful Guide to FHA Loans

Buying a Home: A Helpful Guide to FHA Loans

When buying a new home, especially for those without large savings or perfect credit, it's essential to utilize lesser-known strategies—like the FHA mortgage. Let’s break down what might seem complex into clear, actionable insights. FHA Loans:

Aug 20, 2024 | Purchasing a Home FHA

The Essential Role of Mortgage Calculators when Buying a Home

The Essential Role of Mortgage Calculators when Buying a Home

Homeownership is the ultimate dream for many, representing not just financial security but also a healthier, happier life. However, this journey involves more than just picking the perfect house; it's about making mindful choices, understanding your finan

Jul 29, 2024 | Purchasing a Home

Mortgage Rates & Homebuilder Confidence Both Fall

Mortgage Rates & Homebuilder Confidence Both Fall

7/18/2024 - Mortgage Rates Fall to 4-Month Low Long-term mortgage rates took a dive in the latest week, as investors anticipated Federal Reserve rate cuts. The average rate on a 30-year fixed-rate home loan fell to 6.77% during the week ended July 18, 202

Jul 22, 2024 | Mortgage Monday's

Understanding the Importance of Home Warranties

Understanding the Importance of Home Warranties

Home warranties act as vigilant protectors for your home, shielding you from unexpected repair costs. This guide will explore how these warranties work alongside mortgages to make homeownership smoother and more secure. Introducing the Home Warranty Imagi

Jul 21, 2024 | Purchasing a Home

Hope You Had a Happy 4th of July!

Hope You Had a Happy 4th of July!

As fireworks lit up the sky and we gathered with family and friends, we hope you had a Happy 4th of July! This weekend, we celebrated the birth of our great nation and reflected on the freedoms and opportunities that make America unique. Honoring Our Coun

Jul 08, 2024 | Holiday