Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

Planning Your Vacation Home Purchase

Planning Your Vacation Home Purchase

Determining the amount of money required to purchase your first house is usually straightforward. But when it's time to buy a second or vacation property, things can get a bit more complicated. How much can you spend on a vacation home without jeopardizin

Jun 27, 2024 | Purchasing a Home

US Home Prices Rose In May and Slightly Easier To Get Mortgage Loan

US Home Prices Rose In May and Slightly Easier To Get Mortgage Loan

U.S home prices rose in May, but only by 0.3%, bringing the pace of growth down to the slowest rate since January 2023, according to real estate data firm Redfin. Prices rose 7.2% from the year before, but even annual growth is showing signs of plateauing

Jun 24, 2024 | Mortgage Monday's

How To Pay Off Your Mortgage Faster

How To Pay Off Your Mortgage Faster

Achieving mortgage freedom is a dream for many homeowners, but it often seems like a distant goal. However, with the right approach, this dream can become a reality sooner than you might think. Paying off your mortgage early not only provides financial re

Jun 22, 2024 | Purchasing a Home

Why Veterans Are Winning in Today’s Housing Market

Why Veterans Are Winning in Today’s Housing Market

U.S. military veterans are more optimistic about buying a home in today’s market compared to their civilian counterparts. A recent 2023 survey by Veterans United revealed that 54% of veterans are confident they could secure a home loan now, while on

Jun 18, 2024 | VA Loans

A Mortgage Professional's Guide to Inheriting Property

A Mortgage Professional's Guide to Inheriting Property

Navigating the complexities of inheriting a house, especially one burdened with a mortgage, can evoke a myriad of emotions. This guide aims to demystify the process in a straightforward manner, offering practical insights and considerations tailored to yo

Jun 13, 2024 | Refinancing a Home

Home prices fell in the latest week although are still up about 4% annually

Home prices fell in the latest week although are still up about 4% annually

6/7/2024 - Home prices fell in the latest week, for the first time this year, according to a recent report from Redfin. The median U.S. home price fell $3,000 to $416,623, although prices are still up about 4% on an annual basis. Redfin also found that 6.

Jun 10, 2024 | Mortgage Monday's 0% Down Payment