Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

Mortgage Rates Fall for Third Straight Week and Home Buyer Demand Spikes

Mortgage Rates Fall for Third Straight Week and Home Buyer Demand Spikes

12/13/2024 - Mortgage Rates Fall for Third Straight Week Mortgage interest rates tumbled for the third consecutive week, according to Freddie Mac, helping to increase demand for home buying. The average rate on a 30-year fixed-rate mortgage fell to 6.60%

Dec 16, 2024 | Mortgage News Interest Rates

How Long is a Mortgage Pre-approval Good For?

How Long is a Mortgage Pre-approval Good For?

As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f

Dec 11, 2024 | Purchasing a Home Pre-Approval First Time Buyers

USDA Loans: Affordable Path to Homeownership

USDA Loans: Affordable Path to Homeownership

Unlocking the Door to Homeownership with USDA Loans USDA loans are the key to homeownership for many, offering no down payment and affordable terms for properties in rural and suburban areas. Let’s break down this lesser-known mortgage option and se

Dec 06, 2024 | Purchasing a Home USDA Loans Real Estate Info

Preparing for Your First Mortgage Payment: Key Details to Know

Preparing for Your First Mortgage Payment: Key Details to Know

After buying your home, it’s time to prepare for your first mortgage payment. At Cliff Mortgages we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment, along wit

Dec 02, 2024 | Purchasing a Home First Time Buyers

Wishing you a Happy Thanksgiving!

Wishing you a Happy Thanksgiving!

This Thanksgiving, we want to take a moment to express our gratitude to you—our valued clients and partners. This season of thanks reminds us of the importance of community, trust, and the connections we build along the way. In our role as your trus

Nov 28, 2024 | Holiday

Financing Options for Real Estate Investment

Financing Options for Real Estate Investment

Investing in real estate can feel like an exciting, yet challenging, journey. The key to success? Understanding how to finance your investment property. With a range of financing options available, knowing which path to take can turn a complex process int

Nov 27, 2024 | Real Estate Info