Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

How the Fed's Rate Cut Could Impact Your Mortgage

How the Fed's Rate Cut Could Impact Your Mortgage

On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.

Sep 20, 2024 | Refinancing a Home Interest Rates

A Mortgage Professional's Guide to Inheriting Property

A Mortgage Professional's Guide to Inheriting Property

Navigating the complexities of inheriting a house, especially one burdened with a mortgage, can evoke a myriad of emotions. This guide aims to demystify the process in a straightforward manner, offering practical insights and considerations tailored to yo

Jun 13, 2024 | Refinancing a Home

Refinancing vs. Loan Modification: Why Refinancing is the Better Choice

Refinancing vs. Loan Modification: Why Refinancing is the Better Choice

Homeowners often face the critical decision of whether to refinance their current home loan or pursue a loan modification. While both options aim to provide financial relief, refinancing typically offers more substantial benefits. This article will explor

May 31, 2024 | Refinancing a Home

The Art of HELOC - Debt Consolidation and Accelerated Mortgage Payoff

The Art of HELOC - Debt Consolidation and Accelerated Mortgage Payoff

In the realm of personal finance, the dream of homeownership and the pursuit of mortgage freedom have always been central to the American narrative. For those seeking a swifter path to financial independence, a Home Equity Line of Credit (HELOC) offers a

Feb 22, 2024 | Refinancing a Home HELOC

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