Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Blog

Higher Loan Limits for 2025 Announced

Higher Loan Limits for 2025 Announced

Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r

Dec 19, 2024 | Web Info Interest Rates Credit

Mortgage Rates Fall for Third Straight Week and Home Buyer Demand Spikes

Mortgage Rates Fall for Third Straight Week and Home Buyer Demand Spikes

12/13/2024 - Mortgage Rates Fall for Third Straight Week Mortgage interest rates tumbled for the third consecutive week, according to Freddie Mac, helping to increase demand for home buying. The average rate on a 30-year fixed-rate mortgage fell to 6.60%

Dec 16, 2024 | Mortgage News Interest Rates

How the Fed's Rate Cut Could Impact Your Mortgage

How the Fed's Rate Cut Could Impact Your Mortgage

On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.

Sep 20, 2024 | Refinancing a Home Interest Rates

Understanding When to Lock Your Rate

Understanding When to Lock Your Rate

In the labyrinth of homeownership, one question frequently echoes: When is the opportune moment to lock in your mortgage rate? It's a financial crossroads that demands careful consideration and strategic planning. Today, we'll dissect the intricacies, pro

Sep 13, 2024 | Interest Rates

The Impact of Your Credit Score on Interest Rates

The Impact of Your Credit Score on Interest Rates

In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an

May 30, 2024 | Interest Rates

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